Free guide for homeowners behind on payments

When the Mail Starts Piling Up

A calm guide for homeowners who've fallen behind. You likely have more time and more options than it feels like right now.

  • Why a phone call to your lender is usually the most useful first step, and what to say
  • Every option side by side, including the ones that let you keep your home
  • Where to get free or low-cost help with your budget
  • Red flags to watch for, so nobody takes advantage of a hard moment

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When the Mail Starts Piling UpFree guide from Russ Buys Houses

What's inside

  1. The Stack on the Kitchen Table
  2. What You're Feeling Is Normal
  3. How This Usually Works
  4. The Numbers
  5. Every Option, Laid Out Honestly
  6. Questions to Ask and Red Flags to Watch For
  7. The Phone Call
  8. Your Next Step

Note: The stories in this guide are composites, not real clients.

If you only read one part, read Chapter 5. For most people, the best next step is a call to the lender, not selling.

Why I wrote it

I'm Russ, and I buy houses. But selling to me isn't the right answer for everyone, and most people in this spot just want to understand their options before anyone asks them for a decision.

So this guide is plain and honest. It covers every option, including the ones I don't make a dollar from. Read it, share it with your family, and take your time. If you'd like to talk it through afterwards, reply to the email or call 825-462-1777. There's no pitch attached.

Get the free guide